Before the race can start, the handicaps are determined. The remaining 40 cards in the deck will then be used for the race simulation. A second round of betting commences in which the players can place new bets based on the handicaps.

Before the handicap round, there will be a level playing field. Therefore all selections will have the same odds:

Three cards of each suit are randomly removed from the deck and turned face up:

The odds will adjust according to the handicap of each horse so that it is no longer an even playing field: